Pay Over Time
Clear, Transparent terms. Fair rates. No Prepayment penalties.
Get a decision in seconds without leaving our site.
0% APR Financing Available for up to 3 months*
We provide easy and affordable financing, powered by Bread Pay™, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order over 3, 24, or 36 months at competitive interest rates.*
No Prepayment Penalties
Pay for your purchase with monthly
payments and prepay at any time
without penalty.
Quick and Easy Application
Get a decision in seconds with no
obligation to buy. Checking your rate
will not affect your credit score.

Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.