Pay Over Time
Clear, Transparent terms. Fair rates. No Prepayment penalties.
Get a decision in seconds without leaving our site.
0% APR Financing Available for up to 3 months*
We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order over 3, 24 or 36 months at competitive interest rates.*
No Prepayment Penalties
Pay for your purchase with monthly
payments and prepay at any time
without penalty.
Quick and Easy Application
Get a decision in seconds with no
obligation to buy. Checking your rate
will not affect your credit score.

**Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.