Clear, Transparent terms. Fair rates. No Prepayment penalties.
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Affordable Monthly Plans
Pay for your order over 3, 24 or 36 months at competitive interest rates.*
No Prepayment Penalities
Pay for your purchase with monthly
payments and prepay at any time
Quick and Easy Application
Get a decision in seconds with no
obligation to buy. Checking your rate
wonÃ¢â‚¬â„¢t affect your credit score.
Check Bread's FAQ or reach Bread directly at
or (844) 992-7323 ext. 1.
*Subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.